If you’re banking with Nationwide in the UK and haven’t checked your account lately, you might be missing out on a free £100 bonus. Yep, it’s true — and it’s called the Nationwide £100 Bonus 2025, also known as the Fairer Share Payment.
This isn’t some lottery win or gimmick. It’s cold, hard cash, dropped right into your account as a way of saying “Thanks for sticking with us.” But there’s a catch — you’ve got to qualify. So if you’re wondering if you’re eligible, when it’s paid, or how to make sure you don’t miss out next year, we’ve got you covered.
Nationwide Confirms £554 Bonus Payment
| Feature | Details |
|---|---|
| Bonus Name | Fairer Share Payment 2025 |
| Payout Amount | £100 per eligible member |
| Total Members Benefiting | Over 4.05 million |
| Total Amount Distributed | £410 million |
| Eligibility Cutoff Date | March 31, 2025 |
| Payment Dates | June 13 – July 4, 2025 |
| Program Type | Member reward from annual profits |
| Official Source | Nationwide.co.uk |
Nationwide’s £100 Fairer Share Bonus isn’t just a promo — it’s a promise. A reminder that loyalty matters. In a time when most banks are hiking fees and tightening services, Nationwide is flipping the script — and putting cash in your hands.
If you’re already a member and met the terms, go check your balance. If you missed it, now’s your chance to play smart and get ahead for 2026.
What Is the Fairer Share Payment?
The Fairer Share Payment is an annual bonus Nationwide gives to its eligible members. It’s kind of like when tribal communities share profits from a casino or renewable energy project — it’s rooted in community ownership, trust, and fairness. As a mutual building society, Nationwide doesn’t answer to shareholders. It’s run by members — and the profits go right back to them.
In 2025, that meant over £410 million went directly into members’ pockets.
Real Member Reactions
“I almost deleted the notification — thought it was spam. But boom, £100 just landed. That’s the kind of loyalty that keeps me with Nationwide.”
— Amira, 32, Bristol
“I’ve been a member since the ’90s. Back then, you got a toaster. Now it’s a hundred quid? I’ll take it.”
— Rob, 64, Manchester
These testimonials highlight how this isn’t just about money — it’s about a shared sense of being valued.
Who’s Eligible?
Not everyone gets the bonus. To snag that £100 Fairer Share money, you had to meet these criteria as of March 31, 2025:
You must:
- Hold a current account (FlexAccount, FlexPlus, FlexDirect, etc.)
- Have a qualifying savings or mortgage product
- Keep both accounts active and in good standing
- Remain a member through July 2025
You’re out if:
- You joined after March 31
- You only had a savings account but no current account
- Your account was inactive (no deposits/transactions)
- You closed your account before the bonus was paid
Your Eligibility Checklist
Use this handy checklist to figure out if you’re good to go for the next round.
| Requirement |
|---|
| Current Account active before March 31, 2025 |
| Also had a savings or mortgage product |
| Made regular deposits or debit card usage |
| Account remained open through July 2025 |
When Is the £100 Paid?
Payments rolled out beginning June 13, 2025, and Nationwide confirmed that over 99.97% of qualifying members received their payment by July 4, 2025.
You’ll see it listed as “Nationwide Fairer Share Payment” in your transactions.
Comparison Table
| Feature | Nationwide Fairer Share Payment 2025 | Nationwide Big Thank You Payment 2025 |
| Payment Amount | £100 | £50 |
| Eligibility Criteria | Had a qualifying current account and either a qualifying savings account or mortgage. | Had a current account, savings account, or mortgage on 30 Sept 2024. |
| Why It’s Paid | A share of the building society’s annual profits. | A one-off payment following the acquisition of Virgin Money. |
| Payment Dates | June 18 – July 4, 2025 | By April 30, 2025 |
Why Does Nationwide Give This Bonus?
Nationwide earned a record £1.77 billion in profit this past financial year. Since they’re a mutual (member-owned), they don’t send dividends to shareholders — instead, they share the profits with you.
“Unlike the big banks, our profits serve a purpose — rewarding loyal members and reinvesting in communities.”
— Debbie Crosbie, CEO of Nationwide
How Does This Compare to Other Banks?
Let’s keep it real. UK’s big banks made billions in profit too. Here’s how they stack up:
| Bank | 2024–2025 Profits | Member/Customer Bonus |
|---|---|---|
| Nationwide | £1.77 billion | £100 to 4M+ members |
| Barclays | £6.7 billion | 0 |
| Lloyds | £7.5 billion | 0 |
| HSBC | £13.2 billion | 0 |
Nationwide stands alone as the only major UK financial institution to directly reward millions of customers with cash.
How to Qualify Next Time (2026)
If you missed this year, no worries. Here’s how to set yourself up for the 2026 bonus:
Step-by-Step Plan
- Open a Nationwide current account — choose from FlexAccount, FlexDirect, or FlexPlus.
- Add a savings or mortgage product.
- Use your account actively — set up a direct deposit, make purchases.
- Stay on board — don’t close or go dormant before summer 2026.
- Check your eligibility early next spring at Nationwide.co.uk.
Top 3 Mistakes to Avoid
- Ignoring the Eligibility Criteria: Don’t assume you’ll get the payment just because you’re a Nationwide customer. Check the specific rules for your account type and activity.
- Missing the Deadline to Claim: If you think you were eligible but didn’t receive the payment, you must contact Nationwide by the December 31, 2025 deadline. After that, it’s gone for good!
- Falling for Scams: Nationwide will never ask you for your account details or to “apply” for the bonus. The payment is automatic. Be wary of any emails, calls, or texts asking for personal information related to this bonus.
FAQs
1. Is the £100 taxable?
Nope! It’s considered a member reward, not income. No need to report it on your taxes.
2. Can new members get it?
Not for 2025. You had to join before March 31. But join now and you’re golden for 2026.
3. Do both people in a joint account get paid?
Yes — if both are full members with qualifying products.
4. I got the bonus last year — can I get it again?
Absolutely. As long as you meet the new year’s requirements.
