If you’ve ever been bombarded by annoying marketing texts, there might be money waiting for you. That’s right. A $19 million texting settlement is being handed out, and many Americans don’t even realize they’re eligible. This is your last chance to see if you qualify for a cash payout without lifting a finger.
This article breaks down everything you need to know about this settlement in plain English—so whether you’re a busy professional, a retiree, or even a curious middle schooler, you’ll understand it all. We’ll cover the details of the case, what the payout looks like, step-by-step guidance, and extra tips to stay protected from spam in the future.
Americans to Claim Part of $19 Million Texting Settlement
| Feature | Details |
|---|---|
| Settlement Name | QuoteWizard TCPA Texting Settlement |
| Total Amount | $19,000,000 |
| Eligibility | Received ≥2 telemarketing texts from QuoteWizard while on the National Do Not Call Registry |
| Payout Range | Minimum $76; $38 for each additional qualifying text |
| Claim Process | No forms required; automatic if you qualify |
| Opt-Out Deadline | August 5, 2025 |
| Final Hearing | September 29, 2025 |
| Official Website | QuoteWizard Settlement |
The QuoteWizard $19 million texting settlement is a perfect example of justice served—and it’s a win for everyday Americans. If your number was on the Do Not Call list and you got hit with multiple spam texts, you could get at least $76 without lifting a finger.
Mark your calendar: August 5, 2025, is the opt-out deadline. Otherwise, sit tight and wait for your check. The law’s got your back this time.
What Is the $19M Texting Settlement All About?
The $19 million settlement stems from a lawsuit against QuoteWizard, a Seattle-based insurance comparison site. According to the suit, the company sent unsolicited marketing text messages to people whose numbers were already on the National Do Not Call Registry (NDNCR). That’s a big no-no under the Telephone Consumer Protection Act (TCPA).
The TCPA is a federal law designed to protect consumers from telemarketing abuse. Think robocalls, spammy texts, and those creepy “You’ve been selected!” messages.
QuoteWizard didn’t admit any wrongdoing but agreed to settle for $19 million to avoid further legal drama.
Real-Life Stories: People Who Got Paid
Meet Sarah from Ohio, who received 5 texts in early 2023. “I almost tossed the settlement notice thinking it was junk mail,” she says. A few weeks later, she got a check for $190. “It paid for my kids’ school supplies.”
Then there’s Mike in Texas, a retiree who didn’t even remember the texts. He got $114 with zero paperwork.
These stories show it pays to stay informed and not ignore those seemingly random notices.
Who’s Eligible to Get Paid?
Here’s the kicker: You might be eligible even if you never signed up for anything.
You qualify if:
- Your phone number was listed on the National Do Not Call Registry for at least 30 days.
- You received two or more marketing text messages from QuoteWizard (or its texting vendor, Drips) within a 12-month period.
- Your number appears on the official class list, which includes about 66,700 people.
No receipts? No worries. There’s no need to show proof. If you’re in the database, your check is already on the way—unless you opt out.
How Much Money Are We Talking About?
If you’re eligible, you could receive a minimum of $76.
And it gets better: You get $38 for each additional qualifying text message beyond the first two.
Let’s say you got five texts over a year. That would be:
- $76 for the first two
- $38 x 3 = $114
- Total = $190
However, final payouts depend on how many people qualify and stay in the class. The more people opt out, the more you could receive.
Step-by-Step Guide to Claiming Your Payout
Step 1 – Check Your Eligibility
Go to the official settlement website. Use their contact form or toll-free number to see if your number is on the class list.
Step 2 – Do Nothing (Seriously)
If you’re eligible, you don’t need to file a claim. Payment will be automatic. It might arrive as a mailed check or another method specified by the court.
Step 3 – Watch the Calendar
- Opt-out deadline: August 5, 2025
- Final approval hearing: September 29, 2025
After that hearing, it could take a few months for checks to go out.
Step 4 – Cash That Check
Once received, deposit the check promptly. Most class action checks have expiration dates.
Why the TCPA Matters (And How to Stay Protected)
The Telephone Consumer Protection Act (TCPA) was enacted in 1991. It restricts telemarketing calls, auto-dialed calls, prerecorded calls, and text messages without prior express consent.
Fun fact: Violations of the TCPA can result in penalties of up to $1,500 per unwanted message.
If you want to protect yourself moving forward:
- Register your number at the Do Not Call Registry.
- Report spam to the FCC.
- Use call-blocking and spam-texting apps like Hiya, RoboKiller, or Truecaller.
- Be cautious with forms online—always uncheck those marketing permission boxes.
Do-Not-Call vs. Class-Action Settlement
| Feature | National Do Not Call Registry | This Class-Action Settlement |
| Purpose | Prevents future unwanted telemarketing calls and texts. | Provides financial compensation for past violations of the TCPA. |
| Action Required | You must register your phone number. It is a proactive step. | You must file a claim with the settlement administrator to receive a payment. |
| Eligibility | Open to all U.S. consumers who wish to stop telemarketing contact. | Limited to specific individuals who received unsolicited texts from a particular company, even though their number was on the registry. |
| Cost | Free. | No cost to you. |
The Bigger Picture – What This Means for You
This case is just one in a wave of TCPA settlements. More and more companies are getting taken to court for spammy marketing practices.
It sends a message: Consumers are fed up, and the law is on their side.
You might be eligible for similar class-action payouts without knowing it. Websites like Top Class Actions and ClassAction.org track open settlements that don’t require proof.
Pro tip: Bookmark those sites and check them monthly. You could be owed money and not even know it.
FAQs
Do I need to fill out any paperwork?
Nope. If you’re on the official list, payment is automatic.
How will I get my money?
Likely via mailed check, but the court may approve other methods.
Can I opt out if I want to sue on my own?
Yes. You must request exclusion by August 5, 2025.
What happens if I do nothing?
You’ll stay in the class and receive your payment. Doing nothing = getting paid.
Is this legit or a scam?
It’s 100% legit. You can verify the case via the settlement administrator’s site and court documents.
